The inclusion of employers’ liability insurance in a business’ insurance policy is legally mandatory if that business has employees.
These employer liability insurance policies generally cover the business in the unfortunate event that an employee sustains an injury or illness as a result of their employment. Even with the safest working environments and the best of intentions, accidents can happen, which is why this cover is legally necessary. The level of legal cover and financial compensation is negotiated depending on your requirements – a large company with many employees will have different requirements from their commercial liability insurance than a small business with ten employees or less, which will have a very different small business liability insurance policy.
If you employ staff, however small the company, it is a legal requirement to take out employer liability protection, so that you and they are protected if they are injured as a result of some act or omission of the company.
This product is variable, suitable for both small businesses and sole traders, and large corporations who carry out a variety of work at third party locations. Cover also includes Public & Products Liability as standard.
A flexible product that you can tailor to meet the needs of your clients:-
Regardless of whether you need liability insurance for small business or more liability insurance quotes, contact Rapid now to discuss your requirements. Call on 01204 392525.