Tradesmen and contractors face a unique set of challenges in the workplace. Their distinctive business model requires an equally unique tradesman insurance policy.
As a contractor, you are routinely required to work close to – or among – the public, as well as working with – or on – the property of a third party. In addition, transport is an integral element of the industry, necessitating protection against issues arising from vehicles, such as road traffic accidents. Cover for tools, specialist equipment and for employer liability are also vital given the regularity with which employees may be required to work on construction sites or other areas which carry an inherent risk.
Vital for any business operating in close proximity to the public, is tradesman public liability insurance, or contractor liability insurance to cover the company in case of injury or accidents involving the general public.
Similarly, any business with employees will need a employer’s liability insurance policy included in their building contractor insurance to provide cover against the same situation arising with an employee. This type of contractor professional indemnity insurance is a staple policy in most tradesmen insurance policies.
Each trade is different, but we tailor our over to give you confidence and peace of mind when you are out working on location.
A flexible product that you can tailor to meet the needs of your clients:-
For a personalised quote for tradesman and contractors insurance, call Rapid Cover now to discuss your needs on 01204 392 525.