Tradesman & Contractor Insurance
Tradesmen and contractors face a unique set of challenges in the workplace. Their distinctive business model requires an equally unique tradesman insurance policy.
As a contractor, you are routinely required to work close to - or among - the public, as well as working with - or on - the property of a third party. In addition, transport is an integral element of the industry, necessitating protection against issues arising from vehicles, such as road traffic accidents. Cover for tools, specialist equipment and for employer liability are also vital given the regularity with which employees may be required to work on construction sites or other areas which carry an inherent risk.
Tradesman Liability Insurance
Vital for any business operating in close proximity to the public, is tradesman public liability insurance, or contractor liability insurance to cover the company in case of injury or accidents involving the general public.
Similarly, any business with employees will need a employer's liability insurance policy included in their building contractor insurance to provide cover against the same situation arising with an employee. This type of contractor professional indemnity insurance is a staple policy in most tradesmen insurance policies.
Why take Public & Employers Liability Insurance from us?
Each trade is different, but we tailor our over to give you confidence and peace of mind when you are out working on location.
What is included in your Public & Employers Liability Insurance?
A flexible product that you can tailor to meet the needs of your clients:-
- Ability to include employees for Employers Liability £10m
- Public and Products Liability covered as standard.
- Temporary employees can be included
- Tools cover can be added – including ability to insure laptop computers
- Contract Works cover, choice of limits and can insure own plant and hired in plant
- Personal Accident cover – for all employees, choose the limit required
- Optional Commercial Legal Expenses
- Access to helplines provided automatically
For a personalised quote for tradesman and contractors insurance, call Rapid Cover now to discuss your needs on 01204 392 525.