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Rapid Insurance > Business Insurance > Office & Surgery Insurance

Office & Surgery Insurance

In this context, “surgery” can refer to a range of commercial premises including clinics, dental practices, veterinary practices, GP offices and so on, while “office” includes accountant and solicitor offices, graphic design studios, photography studios and more.

For business owners who operate an office or a practice, stock, equipment and office contents insurance is not the only concern. A good office insurance or surgery insurance policy for this type of business should also provide cover for customers and employees. Policy specifics are dependent on individual circumstances. Core cover will ordinarily include protection against theft or assault on the premises, public liability, employee liability and legal protection in the event of contractual disputes. In addition, the premises should be covered with office buildings insurance.

We can tailor a policy that allows you to run your office / surgery in complete confidence. Call Rapid now on 01204 392 525 to for office insurance quotes or to discuss your individual requirements

What is included in your Business Office Insurance

A comprehensive package of cover provided by typical dental surgery insurance, doctors surgery insurance or small office insurance policies :

Standard cover

  • Contents and Business Interruption
  • Money and PA Assault and Goods in Transit
  • Employers' and Office Liability Insurance up to £10m
  • Public and Products Liability for limits of £1M, £2M and £5M available
  • Commercial Legal Expenses

Additional cover

  • Commercial Legal Expenses as standard
  • Breakdown cover automatically included – comprehensive cover including computer breakdown up to £100,000
  • Accidental Damage covered automatically
  • Buildings and Subsidence cover options
  • UK All Risks for Business Equipment option
  • Option to add Theft by Employee cover
  • Office Buildings Insurance
  • Home Office Insurance
  • Office Combined Insurance
  • Vets Surgery Insurance
  • Office Equipment Insurance
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